πŸ“ Leander, TX β€” Serving Greater AustinπŸ“ž (512) 614-8800πŸ• Mon – Fri 8:30am – 5:30pm
Independent Agent10+ Carriers
πŸ›‘οΈ Independent Insurance Agency Β· Est. 2009

We shop every carrier.You get the best rate.

As an independent agency, Hargrove & Associates works for you β€” not the insurance company. We compare coverage and pricing across 10+ carriers to find the right policy at the right price.

Auto Insurance Comparison
2024 Honda Accord Β· Austin, TX Β· Clean record
12 Carriers Quoted
P
Progressive
100/300/100 Β· Comp & Collision
$94/mo
Best Rate
S
Safeco
100/300/100 Β· Comp & Collision
$108/mo
+15%
T
Travelers
100/300/100 Β· Comp & Collision
$117/mo
+24%
N
Nationwide
100/300/100 Β· Comp & Collision
$124/mo
+32%
15+Years in Austin|
10+Insurance Carriers|
1,200+Clients Served|
4.9β˜…Google Rating|
$0Cost to Quote
What We Cover

Personal & Commercial Insurance
for Austin Families and Businesses

Every policy is quoted across multiple carriers. You see the options, we explain the differences, you decide.

Personal Lines
Commercial Lines
πŸš—

Auto Insurance

Liability, collision, comprehensive, and uninsured motorist. We compare rates across dozens of carriers to find your best fit.

PersonalCommercial AutoSR-22
🏠

Home & Renters

Homeowners, renters, condo, and landlord coverage. Protect your property and everything inside it.

HomeownersRentersCondoFlood
❀️

Life Insurance

Term and whole life policies tailored to your income replacement needs and long-term goals.

Term LifeWhole LifeFinal Expense
Why It Matters

Independent Agents Work
for You. Not the Carrier.

πŸ”

We shop the market for you

Captive agents can only sell one company's products. We quote 10+ carriers every time to make sure you're not overpaying.

πŸ“ž

One agent, all your policies

Auto, home, life, business β€” one relationship, one point of contact. We know your full picture and make sure there are no gaps.

🀝

We're on your side at claim time

When you file a claim, we advocate for you. We know the process, we know who to call, and we don't disappear after the sale.

Captive Agent
Hargrove & Associates
βœ—1 carrier only
βœ“10+ carriers quoted
βœ—Take it or leave it pricing
βœ“Competitive rates compared
βœ—Limited to one product line
βœ“Personal & commercial covered
βœ—Switches agents on renewal
βœ“Same agent, long-term relationship
βœ—Company advocates for insurer
βœ“Agent advocates for you
βœ—Hard to reach after sale
βœ“Direct line to your agent
Our Carrier Network

We Work With the Best.
So You Don't Have To Choose Blind.

Our carrier relationships give us access to competitive rates across the market β€” not just what one company decides to charge.

Progressive
Travelers
Nationwide
Safeco
Liberty Mutual
Chubb
Markel
Bristol West
Employers
ICW Group

Carrier availability varies by coverage type and location. We'll tell you exactly which ones apply to your situation.

How It Works

Getting Covered Is Simple

No long forms, no pressure. A 15-minute conversation is usually all we need to get started.

1

Tell Us Your Situation

Quick call or form β€” we gather the basics about your coverage needs and what you're currently paying.

2

We Shop the Market

We run your information through our carrier network and pull the most competitive quotes available.

3

Review Your Options

We walk you through the quotes side by side β€” coverage differences, deductibles, and the actual cost breakdown.

4

You Choose, We Place

Pick the policy that fits. We handle the paperwork and make sure everything is bound correctly.

Instant Answers

Have a coverage question? Ask right now.

Our AI assistant knows our coverage lines, carrier options, and how the quote process works. Get answers immediately β€” no hold music, no callback queue.

β†’How much does auto insurance cost?
β†’What's the difference between term and whole life?
β†’Do I need commercial insurance for my business?
β†’How do I file a claim?
You
Do I need separate insurance for my home office?
Hargrove Assistant
Most standard homeowners policies offer limited coverage for business equipment β€” typically $2,500 or less. If you have clients visiting or store significant inventory at home, you may need a home business endorsement or a separate BOP. I can connect you with Greg to review your current policy. Would that help?

β†˜ Live assistant in the bottom right

Client Reviews

4.9 Stars Β· 187 Google Reviews

Most of our new clients come from referrals. That's the business we've built.

P
Patricia M.
Cedar Park Β· 3 weeks ago
β˜…β˜…β˜…β˜…β˜…

"Been with Hargrove for 11 years now. When our house flooded last spring, Greg walked us through the entire claim process start to finish. We had a check in hand within 10 days. That's what a real insurance agent looks like."

GPosted on Google
T
Thomas K.
Round Rock Β· 1 month ago
β˜…β˜…β˜…β˜…β˜…

"Switched to Hargrove after my previous agency raised my auto rate for the third year in a row. They found me better coverage through a different carrier and saved me $340 a year. Wish I'd called sooner."

GPosted on Google
A
Angela R.
Austin Β· 2 weeks ago
β˜…β˜…β˜…β˜…β˜…

"Greg took the time to actually explain what I was and wasn't covered for β€” something no one had ever done before. I didn't even know I had gaps in my home policy. He fixed it without trying to upsell me on things I didn't need."

GPosted on Google
C
Carlos V.
Leander Β· 5 days ago
β˜…β˜…β˜…β˜…β˜…

"Small business owner here. Hargrove handles my BOP, commercial auto, and workers comp. Having one agent who knows my whole picture has made renewals painless. They also caught a billing error last year that would have cost me."

GPosted on Google
Get in Touch

Ready for a Free Quote?
It Takes 15 Minutes.

No obligation, no pressure. Just an honest look at what you're paying versus what you could be paying.

πŸ“ž
πŸ•
Office Hours
Mon – Fri, 8:30am – 5:30pm
πŸ“
Location
Leander, TX β€” Serving Greater Austin
Request a Free Quote
Tell us what you need coverage for and we'll do the shopping.

No spam. No obligation. Just honest advice.